At living in New York I was used to using my credit card for everything From coffee to flights it was my go-to But after talking to a financial advisor I decided to try something new I gave up my credit card for a month and learned a ton about my spending habits I went cash-only for a month leaving my credit card behind I wanted to understand my spending better and improve my financial habits Credit cards often lead to overspending and debt This experiment was my chance to change that and be more mindful of my spending Key Takeaways Going cash-only for a month provided valuable insights into my spending patterns and financial mindset Relying on physical currency made me more aware of my impulse purchases and the psychological impact of using cash versus electronic payments Setting realistic budgets and closely tracking expenses helped me understand where my money was being spent leading to better financial discipline Navigating social situations and unexpected expenses without a credit card was a challenge but it forced me to prioritize needs over wants Ditching credit cards even temporarily can promote better spending habits and a healthier financial future The Challenge of Going Cash-Only Starting a cash-only living experiment meant giving up electronic payments I used to love tapping my credit card or mobile wallets But handing over cash made me realize the true cost of things Saying Goodbye to Convenient Electronic Payments I decided to use only cash for a month except... Login to read full