Changing your career is both a financial and emotional decision Rising living costs fewer openings and tougher competition mean you should plan before you act The U S Bureau of Labor Statistics notes median tenure hit a low in January so moves are more common and require careful work Start by mapping your finances and defining clear goals for your next role Experts like Vicki Salemi advise checking timelines CFP David Haas recommends budgeting a runway and paying yourself a salary from savings during gaps Advisor Greg Guenther stresses a month emergency fund to reduce risk in a transition Focus on total compensation protect benefits and plan for retirement accounts before your last day With a step-by-step budget and simple systems you can pivot without draining savings or taking high-interest debt These practical tips help you stay in control while you pursue a better job and career fit Key Takeaways Map your finances and set clear goals before you pivot Build a month emergency fund to lower transition risk Budget your runway and consider paying yourself from savings Evaluate total compensation benefits and hidden costs Protect insurance and retirement accounts during the switch Before You Leap Understand the Risk Intent and Timing of Your Career Transition Pause and map how a job switch will interact with your family finances and goals Quitting without a plan can extend unemployment and raise the chance you take on debt especially if you need training for a change Align your life goals with a... Login to read full