You don t need a fortune to begin building a portfolio Thanks to fractional shares low-cost ETFs and many -commission brokerages a small amount of money can buy real exposure to the market Micro-i nvesting apps and robo-advisors make automation simple They round up purchases invest spare change and rebalance on your behalf That helps keep your plan consistent even when markets move Before you invest fund an emergency cushion and trim high-interest debt Then match any investment choices to your goals and timeline A clear strategy reduces guesswork and helps you focus on growing long-term wealth This section gives a straightforward framework you can use right now pick the right account choose diversified funds or fractional shares and decide between a one-time deposit or recurring contributions The aim is practical action and steady progress not perfect timing Key Takeaways You can access broad-market investments with just a few dollars via fractional shares and ETFs Robo-advisors and micro-investing apps automate allocation and rebalance for you Prioritize an emergency fund and paying down high-rate debt before risking money in the market Clear goals and a simple strategy make small investments compound into meaningful wealth over time Choose a brokerage with low fees fractional options and useful automation for your first Set your goals and readiness before you invest Before you put any cash into the market check that your short-term safety net is solid Build an emergency fund that covers several months of essentials in a dedicated savings account That way... Login to read full