A major shift is happening about in people in the UK roughly million have used a generative chatbot like ChatGPT or Gemini for personal finance guidance today Adoption is fast Another are considering these tools while say they will not Budgeting leads use cases with having tried AI to set a budget and thinking about it Why this matters consumers and the wider market see rapid change in how people get advice and manage finances Uses span side hustles credit-score help savings stocks and crypto Experts like George Sweeney DipFA warn that large U S -built models lack personalization That means risky decisions may follow unless users do research or consult a qualified adviser The Bank of England's signals also shape sentiment as tools promise faster answers https youtu be Bqu hCY bE si xrF SiyB CXXE I Key Takeaways About of UK adults have tried generative chatbots for money matters Budget planning is the top application followed by side hustles and credit help Rapid uptake affects the market and how consumers seek news and articles on finance Generic models can miss personal context expert guidance remains important Age groups and adoption patterns will shape future research and market responses Stay updated with our newsletter for data-led analysis and practical tips The state of adoption What the latest research says right now Recent data show a clear shift in how people seek help with money matters A major survey finds about of UK adults roughly million have used generative chat...
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