Understanding the psychology of money is crucial for anyone aiming to improve their financial situation. Our beliefs and emotions surrounding money significantly influence our financial decisions. For many, money represents security and freedom, while for others, it can evoke anxiety and stress. Recognising these feelings is the …rst step towards making better …nancial choices and ultimately achieving …nancial independence. Many individuals fall into the trap of following conventional money advice without questioning its validity. This often leads to poor financial habits formed from fear or misinformation. The common narrative that money should only be saved or invest ed conservatively disregards personal circumstances and individual goals. Developing a critical mindset about money advice allows one to tailor strategies that align with personal aspirations and risk tolerance.