Investing is a crucial component of financial health and future security, particularly for adults who are looking to build wealth over time. Understanding the importance of investing begins with recognizing that saving alone is often insufficient to achieve long-term financial goals. While a savings account offers safety, it typically yields minimal interest that fails to keep pace with inflation. This diminishes the purchasing power of money over time. Investing, on the other hand, allows individuals to grow their wealth by putting their money to work in various asset classes, thereby outpacing inflation and generating potential returns. One of the most accessible and efficient ways to start investing is through Exchange-Traded Funds (ETFs). These investment vehicles pool money from multiple investors to purchase a diversifed portfolio of stocks, bonds, or other securities. The key advantage of ETFs is their liquidity and flexibility; they can be bought and sold on exchanges like individual stocks throughout the trading day. This allows investors to gain exposure to a wide range of sectors and asset classes with relatively low fees. For beginners, ETFs represent an excellent starting point because they offer diversification and are less risky than investing in individual stocks.