This guide lays out a practical evidence-driven strategy I used to seek repeat outperformance versus broad indexes Over ten years of work taught me that most active equity funds underperform the S amp P That fact shaped a process that starts with price and index exposure then adds disciplined tilts cost control and clear rules for buys and sells I built a core portfolio around a broad market index layered value and small-cap tilts when signals favored them and used rebalancing plus disciplined DCA to smooth volatile years Real numbers grounded the plan the S amp P has averaged near long term while select compound returns have outpaced that over many years My focus was process not prediction I show how goals time horizon fees taxes and behavior management combine to protect capital and aim for better risk-adjusted returns https youtu be Q lxX Jxyps feature shared Key Takeaways Use an index-led core before adding measured tilts for value and small caps Control fees taxes and trading to preserve long-term compound returns Dollar-cost averaging and rebalancing help during volatile stretches Evidence shows most active funds lag after costs process trumps prediction Set clear goals time frames and rule-based decisions to limit emotion Why I Invested This Way Putting My Money to Work Toward My Goals The process began with purpose define what money must fund then map assets and risk to those deadlines My primary aim was to keep pace with inflation so retirement education and legacy plans stayed funded... Login to read full