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  1. Home
  2. All Blogs

All Blogs

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Key Personal Finance Lessons Everyone Wishes They Knew Sooner

Did you know 45% of students don't fully understand their student loans? Even more, 74% say they didn't get enough financial education in school. This...

Ernest Robinson 3 min
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Inflation Enemy Of Saving: Protect Your Money

The U.S. inflation rate has hit 8%, its highest in over 40 years. This is a big threat to the financial security of many families. It shows we need to...

Ernest Robinson 4 min
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Pros and Cons of Putting 20% Down on Your Mortgage

The National Association of Realtors® (NAR) 2022 Profile of Home Buyers and Sellers shows a typical down payment for first-time buyers is 6%. This is...

Ernest Robinson 3 min
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How to Set Financial Goals

Knowing how to set and achieve financial goals is key to securing your financial future. This article will give you effective strategies and practical...

Ernest Robinson 3 min
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Smart Saving: Boost Your Financial Future Today

Did you know the average American household has over $6,000 in credit card debt? This shows how crucial it is to have a good savings plan. Learning to...

Ernest Robinson 2 min
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How Much Do You Need For A Down Payment To Buy A House?

Buying a house is a big financial step. The down payment is a key part of this process. In 2023, first-time buyers averaged an 8% down payment. Repeat...

Ernest Robinson 3 min
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Zero Down Mortgage Options: Key Facts to Know

Bankrate's 2024 Down Payment Survey found that 20 percent of people think they can't save enough for a home. But, there's good news. Many mortgage opt...

Ernest Robinson 3 min
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How Generative AI is dramatically changing personal finance decision-making process

A Gartner study found that 80% of CFOs in 2022 planned to increase their AI spending. Generative AI, fueled by vast financial data, is changing the pe...

Ernest Robinson 3 min
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Generative AI Transforms Business Decision-Making Process

Generative AI is changing how we make decisions in many fields. It uses advanced natural language processing, machine learning, and predictive analyti...

Ernest Robinson 3 min
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Prepare UK Tax Returns for Self-Employed Solopreneurs

Did you know that 9 out of 10 self-employed people in the UK miss their tax return deadlines? This shows how crucial it is for solopreneurs to know th...

Ernest Robinson 3 min
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Achieve Financial Freedom with Our Proven Formula

As a young professional, the dream of financial freedom might seem far away. But, what if I told you it's not just a dream? "Financial Freedom" by Gra...

Ernest Robinson 2 min
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How to Trade Stocks: A Beginner's Guide

Did you know starting to invest in stocks can begin with just $25 a week? This small amount can grow into a big portfolio over time. Whether you're sa...

Ernest Robinson 3 min
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Forex Trading: How to Trade FX Beginners Guide

The foreign exchange (forex or FX) market saw a massive $7.5 trillion in daily trades in 2022. It's now the biggest financial market globally, even bi...

Ernest Robinson 2 min
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Scalping Trading: Quick Profits in Financial Markets

In 2024, a huge 70% of Forex trades were quick scalps. Scalpers made up to 300 trades a day on average. Some even did over 500 trades in just one week...

Ernest Robinson 2 min
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5 Key Investment Strategies to Learn Before Trading

I've seen how learning the right investment strategies can change everything. The market can seem scary, but with the right tools and knowledge, you c...

Ernest Robinson 3 min
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Risk Management Techniques for Active Traders

Only 1% - that's the max capital active traders should risk on one trade, says the "one-percent rule." This rule shows how crucial risk management is...

Ernest Robinson 3 min
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Car Loans Are A RIP Off: Avoid These Traps

The car buying process is often filled with hidden fees and deceptive tactics. These can lead to high interest rates that trap people in debt. Edmunds...

Ernest Robinson 3 min
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How To Avoid Borrowing: Smart Money Management Tips

Did you know the average American household has over $6,000 in credit card debt? This shows how important it is to manage money well. We'll share tips...

Ernest Robinson 3 min
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What is Sinking Fund For: Smart Financial Planning

When I looked at my monthly budget, I felt worried. I had to pay for new car tires, birthday gifts, and a vacation. But then I thought about using a s...

Ernest Robinson 3 min
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Effective Risk Management for Traders: Key Strategies to Protect Your Capital

Day traders should never risk more than 1% of their portfolio on one trade. This shows how vital risk management is in trading. Successful traders kno...

Ernest Robinson 4 min
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Discover Your Stock Trading Risk Tolerance Level | Financial Guide

Did you know an aggressive investor's portfolio could grow to over $892,000? Meanwhile, a conservative investor's might reach just $390,000 in the sam...

Ernest Robinson 4 min
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Top Side Hustles for Boosting Your Personal Finances

Feeling the pinch in your wallet? You're not alone. Many of us are searching for ways to make more money and feel financially stable. But what if a si...

Ernest Robinson 3 min
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Master Your Cash Flow: Personal Finance Tips

Did you know that nearly 75% of Americans live paycheck-to-paycheck? This struggle to make ends meet can be overcome with good personal finance cashfl...

Ernest Robinson 3 min
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How To Maximize Your Tax Deductions & Credits for Personal Finance

A Gallup survey in April 2023 showed that 60% of Americans think they pay too much in federal income tax. This is the highest number since 2001. It sh...

Ernest Robinson 3 min
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What $1,000 Invested Today Could Be Worth: Real Numbers

by Ernest Robinson

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VelaFlow — Social. Marketplace. Jobs. All in one place.

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What $1,000 Invested Today Could Be Worth: Real Numbers

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Why Most People Never Become Wealthy: 7 Reasons and the Cure

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How the Rich Make Money Work for Them: 6 Habits You Can Copy

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How Much Savings Should You Have at 30? What Data Shows

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