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  1. Home
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All Blogs

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$1.25 Trillion Credit Card Crisis: Who's Falling Behind?

American households are now carrying a record $1.25 trillion in credit card debt, according to Federal Reserve Bank of New York data released in May 2...

Ernest Robinson 4 min
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Personal Finance Quiz: Do You Know as Much as Teens?

Table of Contents Introduction  Why Financial Literacy Matters More Than Ever What Teens Are Learning That Adults Often Missed  The Quiz: 10 Que...

Ernest Robinson 3 min
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America's New Financial Middle: Not Thriving, Not Broke

There is a vast and growing population of Americans who do not appear in the statistics for poverty or financial crisis — and yet feel profoundly fina...

Ernest Robinson 4 min
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How to Build Financial Resilience; A Step- By - Step Guide

Eighty-eight percent of Americans entered 2026 feeling some form of financial stress. Seventy-seven percent experienced a financial setback in 2025 —...

Ernest Robinson 5 min
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Three Quarters of UK Workers Not on Track for Pension

More than three quarters of UK workers are heading toward a sharp cliff-edge drop in income when they retire, a landmark new report by Pensions UK has...

Ernest Robinson 4 min
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5 Side Hustles For Extra Cash: Idowaz Eat, Idowaz Home Serve, Ride & More

The global gig economy is on track to reach $674 billion in 2026, and over 70 million Americans are already freelancing — roughly one in three of the...

Ernest Robinson 4 min
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Nail UK & US Accounting Interviews: FRS 102 & GAAP Guide

The accounting job market in 2026 has never offered more opportunity — or demanded more technical precision. The UK and Ireland are in the middle of t...

Ernest Robinson 6 min
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Vacation vs Saving in 2026: What Would You Choose?

Forty-nine per cent of Americans say they prioritise travel when making financial decisions, according to IPX1031's April 2026 travel report. But one...

Ernest Robinson 5 min
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What Is Joyful Budgeting and How to Prepare One

Most people have tried a traditional budget at some point in their lives. Most of those budgets failed — not because the maths were wrong, but because...

Ernest Robinson 5 min
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K-Shaped Economy: How Income Inequality Drives Awareness

The top 1% of US households held a record share of nearly 32% of all net wealth in the third quarter of 2025 — the highest concentration since the Fed...

Ernest Robinson 5 min
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How to Avoid Falling Behind Financially: Complete Guide

Seventy-seven per cent of Americans experienced a financial setback in 2025, according to NEFE's January 2026 nationwide poll — the highest figure the...

Ernest Robinson 5 min
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ACCA 15 Questions & Answers: SBL, SBR and AFM Papers

Strategic Business Leader (SBL), Strategic Business Reporting (SBR), and Advanced Financial Management (AFM) represent three of the most intellectuall...

Ernest Robinson 8 min
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15 ACCA Questions & Answers: APM, ATX and AAA Papers

The three Advanced Option papers — Advanced Performance Management (APM), Advanced Taxation (ATX), and Advanced Audit and Assurance (AAA) — sit at the...

Ernest Robinson 7 min
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Why Millions of Britons Are Not Saving for Retirement

Forty-five per cent of working-age adults in Britain — approximately 18 million people — are not contributing to a pension at all, despite nearly half...

Ernest Robinson 5 min
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Investment Accounts to Prioritise When You Have a Baby

A baby born today has eighteen years before they need money for education or independence, and potentially fifty years before retirement. That time is...

Ernest Robinson 5 min
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How A Mum of 3 Teens Feed Her Family on £70 ($95) a Week.

The average UK family of four spends £161 per week on food in 2026, according to UpTheGains — and that's before you add a fifth person with the appeti...

Ernest Robinson 5 min
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How Open Are You About Money With Your Partner?

Forty-five per cent of people in committed relationships say they do not know everything about their partner's financial situation, according to Bankr...

Ernest Robinson 5 min
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Founders and Investors: It's a Two-Way Street

Investors shouldn't hold all the cards. Founders shouldn't raise too early and gift away the leverage before terms are even set. The relationship betw...

Ernest Robinson 6 min
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How to Manage Money on Low Income and Get What You Want

More than 60% of Americans say finances are a major source of stress, according to UFCU's January 2026 financial guidance. And a Talker Research / Ear...

Ernest Robinson 5 min
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How to Get Into a Finance and Accounting Career 2026

The finance and accounting job market in 2026 has a talent crisis. Sixty-one per cent of hiring managers in finance and accounting say it is much hard...

Ernest Robinson 4 min
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CPA, ACCA or CIMA: Your 8-Week Exam Study Plan

The CPA exam requires 300 to 400 hours of total study time. ACCA papers need 100 to 150 hours each. CIMA objective tests need 80 to 150 hours per pape...

Ernest Robinson 5 min
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6-Months Money Tracking Plan to Regain Financial Freedom

Fifty-one per cent of Americans were living paycheck to paycheck at the end of 2025, according to Ramsey Solutions' Q4 2025 State of Personal Finance....

Ernest Robinson 6 min
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How to Manage Money on Low Income and Get What You Want

More than 60% of Americans say finances are a major source of stress, according to UFCU's January 2026 financial guidance. And a Talker Research / Ear...

Ernest Robinson 5 min
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Pay Off $10,000 Credit Card Debt in 10 Months

The average credit card APR in the US is 22.17% in May 2026 — near a record high. At that rate, $10,000 in credit card debt compounds by approximately...

Ernest Robinson 5 min
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$1.25 Trillion Credit Card Crisis: Who's Falling Behind?

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$1.25 Trillion Credit Card Crisis: Who's Falling Behind?

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Personal Finance Quiz: Do You Know as Much as Teens?

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America's New Financial Middle: Not Thriving, Not Broke

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How to Build Financial Resilience; A Step- By - Step Guide

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