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  1. Home
  2. All Blogs

All Blogs

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K-Shaped Economy: How Income Inequality Drives Awareness

The top 1% of US households held a record share of nearly 32% of all net wealth in the third quarter of 2025 — the highest concentration since the Fed...

Ernest Robinson 5 min
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How to Avoid Falling Behind Financially: Complete Guide

Seventy-seven per cent of Americans experienced a financial setback in 2025, according to NEFE's January 2026 nationwide poll — the highest figure the...

Ernest Robinson 5 min
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ACCA 15 Questions & Answers: SBL, SBR and AFM Papers

Strategic Business Leader (SBL), Strategic Business Reporting (SBR), and Advanced Financial Management (AFM) represent three of the most intellectuall...

Ernest Robinson 8 min
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15 ACCA Questions & Answers: APM, ATX and AAA Papers

The three Advanced Option papers — Advanced Performance Management (APM), Advanced Taxation (ATX), and Advanced Audit and Assurance (AAA) — sit at the...

Ernest Robinson 7 min
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Why Millions of Britons Are Not Saving for Retirement

Forty-five per cent of working-age adults in Britain — approximately 18 million people — are not contributing to a pension at all, despite nearly half...

Ernest Robinson 5 min
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Investment Accounts to Prioritise When You Have a Baby

A baby born today has eighteen years before they need money for education or independence, and potentially fifty years before retirement. That time is...

Ernest Robinson 5 min
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How A Mum of 3 Teens Feed Her Family on £70 ($95) a Week.

The average UK family of four spends £161 per week on food in 2026, according to UpTheGains — and that's before you add a fifth person with the appeti...

Ernest Robinson 5 min
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How Open Are You About Money With Your Partner?

Forty-five per cent of people in committed relationships say they do not know everything about their partner's financial situation, according to Bankr...

Ernest Robinson 5 min
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Founders and Investors: It's a Two-Way Street

Investors shouldn't hold all the cards. Founders shouldn't raise too early and gift away the leverage before terms are even set. The relationship betw...

Ernest Robinson 6 min
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How to Manage Money on Low Income and Get What You Want

More than 60% of Americans say finances are a major source of stress, according to UFCU's January 2026 financial guidance. And a Talker Research / Ear...

Ernest Robinson 5 min
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How to Get Into a Finance and Accounting Career 2026

The finance and accounting job market in 2026 has a talent crisis. Sixty-one per cent of hiring managers in finance and accounting say it is much hard...

Ernest Robinson 4 min
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CPA, ACCA or CIMA: Your 8-Week Exam Study Plan

The CPA exam requires 300 to 400 hours of total study time. ACCA papers need 100 to 150 hours each. CIMA objective tests need 80 to 150 hours per pape...

Ernest Robinson 5 min
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6-Months Money Tracking Plan to Regain Financial Freedom

Fifty-one per cent of Americans were living paycheck to paycheck at the end of 2025, according to Ramsey Solutions' Q4 2025 State of Personal Finance....

Ernest Robinson 6 min
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How to Manage Money on Low Income and Get What You Want

More than 60% of Americans say finances are a major source of stress, according to UFCU's January 2026 financial guidance. And a Talker Research / Ear...

Ernest Robinson 5 min
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Pay Off $10,000 Credit Card Debt in 10 Months

The average credit card APR in the US is 22.17% in May 2026 — near a record high. At that rate, $10,000 in credit card debt compounds by approximately...

Ernest Robinson 5 min
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Why Savings Won't Make You Rich — But Investing Will

Someone who saves $1,000 per month for 30 years ends up with approximately $383,000. Someone who invests the same amount in assets that grow at the hi...

Ernest Robinson 5 min
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Minimalist Wallet 2026: Complete Buyer's Guide

The traditional bifold wallet has been quietly phased out by millions of people who decided that carrying a brick in their back pocket was a habit, no...

Ernest Robinson 5 min
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How to Save $5,000 in 6 Months: Step-by-Step Guide

$5,000 in six months is $833.33 per month. That is $192.31 per week, or $27.78 per day. Written as a daily figure, it stops sounding impossible and st...

Ernest Robinson 5 min
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How to Find Best Bargains Online and Save on Shopping

With UK consumer prices roughly 25% higher than 2020, every pound you can save on shopping matters more than it did five years ago. This guide covers...

Ernest Robinson 5 min
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The Rise of Crypto Casinos: 2026 Complete Guide

Crypto casinos generated $81.4 billion in gross gaming revenue in 2024 — up from $16.3 billion in 2022. They now account for 17% of all global iGaming...

Ernest Robinson 6 min
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Best Premium Credit Cards for the US 2026: Full Guide

The best premium credit cards charge $95 to $895 per year — but for the right cardholder, each one returns significantly more value than it costs. The...

Ernest Robinson 6 min
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Best AI Video Platforms for Content Creators 2026

AI video generation has moved from novelty to professional tool in less than three years — and 2026 is the year the category matured. OpenAI Sora is g...

Ernest Robinson 5 min
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Pay Off Your 30-Year Mortgage in 14 Years: How To

On a $300,000 mortgage at 6% over 30 years, you will pay your lender approximately $347,515 in interest alone — more than the property itself cost. Bu...

Ernest Robinson 5 min
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How to Raise from VC, Family Office & Angel in 2026

They all write cheques. But an angel investor, a family office, and a venture capital firm are three fundamentally different animals — with different...

Ernest Robinson 7 min
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Feature Post

Feature Post

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10 Habits That Help You Get Out of Debt: Accountants' Guide

by Ernest Robinson

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