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  1. Home
  2. All Blogs

All Blogs

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Tyson Fury vs Anthony Joshua: The Big Money Fight

A decade in the making. Two former two-time world heavyweight champions. Two men who both lost to the same fighter — Oleksandr Usyk — within the space...

Ernest Robinson 4 min
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US Housing Market Is Broken: Causes, Data & What To Do

The median American home now costs $435,300. You need a household income of $120,000 to afford it — and the median household earns $82,000. Monthly mo...

Ernest Robinson 5 min
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How Your Financial Decisions Ripple Through Retirement

74% of Americans have at least one financial regret. The most common: not saving for retirement early enough. The second: too much credit card debt. B...

Ernest Robinson 5 min
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How the Sandwich Generation Can Protect Their Retirement

1 in 4 Americans is in the sandwich generation — caring for both children and ageing parents at the same time. 59% of them have already reduced or sto...

Ernest Robinson 6 min
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5 ETFs to Build Your Emergency Fund and Keep It Safe

70% of Americans have less than $1,000 in emergency savings. 18% have none at all. Meanwhile, the best Treasury bill ETFs are paying approximately 3.6...

Ernest Robinson 4 min
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AI Bubble May Burst: 5 Ways to Protect Your Portfolio

The Shiller CAPE ratio exceeded 40 for the first time since the dot-com crash. The top ten stocks make up 35% of the S&P 500 — more concentrated t...

Ernest Robinson 6 min
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Where to Store $25,000 Right Now: Best Options Explained

The Fed raised rates to 3.75–4.00% on September 16, 2026. US inflation is approximately 3.3–3.5%. The national average checking account pays 0.07%. Th...

Ernest Robinson 5 min
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Use the Newton Rule to Grow Your 401(k) Savings

Newton’s First Law states that objects at rest stay at rest — and objects in motion stay in motion. The median 401(k) balance is $44,115. Americans be...

Ernest Robinson 5 min
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Could 1% Extra Pension Contribution Add £83,000?

One extra percent of your salary into your pension each month. That’s it. No investment expertise required. No lump sum. No dramatic lifestyle change....

Ernest Robinson 5 min
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Andy Burnham PM: Will He Scrap the Triple Lock?

Andy Burnham became UK Prime Minister on 20 July 2026. Within days, the biggest question facing his government was the one he had been trying to avoid...

Ernest Robinson 6 min
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12 Things You Should Do With Your Money

Only 30% of Americans have a long-term financial plan. 70% have less than $1,000 in emergency savings. Nearly 40% of UK adults are not confident manag...

Ernest Robinson 1 min
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Why Your Car Is the Number 1 Wealth Killer

The average UK driver of a new financed car is spending over £900 a month to keep it on the road. A $35,000 car loses $18,000–$20,000 of its value in...

Ernest Robinson 6 min
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America's Bond Market Is Quietly Collapsing: The Full Story

The US has $37 trillion in national debt. Interest payments now exceed what America spends on defence, Medicaid, and veterans’ benefits combined. The...

Ernest Robinson 6 min
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Renting vs Buying a Home: The 8.71% Rule Explained

In 2026, renting is cheaper than buying on a monthly basis in all 50 major US metropolitan areas. In the UK, mortgage costs exceed comparable rents fo...

Ernest Robinson 6 min
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You Can Change Your Finances in 3 Months: The Plan

Most people fail their financial goals by February. Not because the goals are wrong but because the plan is missing. A 90-day financial reset — 12 wee...

Ernest Robinson 1 min
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10 Things That Are No Longer Worth Your Money

56% of UK adults plan to cut discretionary spending in 2026. 52% of US streaming viewers believe services have become too expensive. Consumer card spe...

Ernest Robinson 6 min
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21 Money Lessons I Wish I Knew Earlier

80% of Americans have financial regrets for 2025. The top UK regret is not saving more when younger. Ramit Sethi, after 20 years in personal finance,...

Ernest Robinson 6 min
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You’re Not Behind: Why Everyone Seems Richer Than You

About 3 in 5 young Americans are anxious about their finances — despite being richer than any previous generation at the same age. A quarter of Americ...

Ernest Robinson 6 min
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The Chinese Secret of Saving Money: What the West Misses

China’s gross savings rate was 43.4% of GDP in 2024. Chinese households saved 31.67% of their disposable income in 2023 — while American households sa...

Ernest Robinson 1 min
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Paid Off My 2.875% Mortgage — Dave Ramsey Was Right

The spreadsheet said I was wrong. The rate was 2.875%. The S&P 500 historically returns 10%. Every finance podcast I listened to, every Reddit thr...

Ernest Robinson 6 min
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Hidden Cost of Deliveroo, Uber Eats & Just Eat UK

The UK food delivery market will reach £14.8 billion in 2026. Nearly half of customers have no idea that up to 30–35% of every order value goes straig...

Ernest Robinson 6 min
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$10k in the 3 Best Fidelity Index Funds: Full Maths

FXAIX has returned +14.80% per year over the past decade and costs $1.50 per year to own on $10,000. FZROX is completely free. FSKAX spans 3,700+ US s...

Ernest Robinson 5 min
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How Fast Can $300,000 Double With Fidelity Index Funds?

FXAIX, Fidelity’s S&P 500 index fund, has returned +14.80% per year over the past 10 years and charges just 0.015%. Its zero-fee sibling FZROX is...

Ernest Robinson 6 min
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Index Funds vs Prediction Markets: Which Wins ?

Kalshi’s combined trading volume with Polymarket hit $24 billion in April 2026. A winning contract on a political event can return 54% in days. The S&...

Ernest Robinson 6 min
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Anthropic IPO: Should You Buy ANT Shares? What the S-1 Shows

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