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  1. Home
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All Blogs

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2026 Midterm Elections: 6 Issues to Watch (Nov 3)

Every two years, the United States holds a midterm election that functions partly as a verdict on the current administration and partly as a window in...

Ernest Robinson 5 min
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7 Ways Rich People Use Debt to Get Richer

Robert Kiyosaki is $1.2 billion in debt. He calls it a confession, but he clearly isn’t ashamed. Jay-Z and Beyoncé carry over $100 million in mortgage...

Ernest Robinson 5 min
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How to Give Kids Money Without Setting Them Up to Fail

Seventy percent of wealthy families lose their money by the second generation. Ninety percent by the third. The pattern is so universal it has a name...

Ernest Robinson 5 min
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Capitalism vs Socialism: What the Data Says

Pure capitalism and pure socialism both exist nowhere. Every functioning economy on earth is a mixture — the debate is about the degree. The data show...

Ernest Robinson 5 min
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ETF Dividends: How to Earn $1K to $10K Per Month

SCHD yields 3.3%. At that yield, you need approximately $364,000 invested to generate $1,000 per month in dividend income — confirmed by a Motley Fool...

Ernest Robinson 5 min
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It’s Official: Americans Are Running Out of Money

Total US household debt: $18.8 trillion. Credit card debt: $1.26 trillion, nearing an all-time record. Auto loan debt: $1.71 trillion, a new all-time...

Ernest Robinson 6 min
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The Best Warren Buffett Dividend Stocks: Explained

In 1994, Berkshire Hathaway received $75 million in dividends from Coca-Cola. By 2025 that number had grown to $816 million — from the same 400 millio...

Ernest Robinson 5 min
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How to Fix Errors in Your Credit Report: Explained

Here is a number worth sitting with: 44 million. That’s how many Americans have a verified error on at least one of their credit reports right now, ac...

Ernest Robinson 5 min
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After-Tax Retirement Numbers That Matter More Than Balance

The average 65-year-old has $267,900 in retirement savings. But not a single dollar of it is free and clear. At a 22% effective tax rate, that balance...

Ernest Robinson 6 min
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Every Dollar Milestone From $0 to $1 Million: What Changes?

Charlie Munger, the late vice-chairman of Berkshire Hathaway and one of the greatest investors who ever lived, had one piece of advice that cuts throu...

Ernest Robinson 5 min
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$500 vs $1,500 vs $5,000 Invested Monthly: What Changes?

Here's what you get from $500 per month for 30 years at 10% grows to $1,139,663. The same discipline at $1,500 grows to $3,418,988. At $5,000, to $11,...

Ernest Robinson 5 min
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5 Wealth-Building Stocks to Buy With an Inheritance

In this article, I examine how baby boomers are set to pass $124 trillion to their children over the next two decades. When that money lands, 60% of r...

Ernest Robinson 5 min
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Can You Live on $10,000 a Month in Retirement? Full Guide

In this article I'll explore  how the average American retiree spends $5,007 per month. $10,000 a month is nearly double that — putting you in the top...

Ernest Robinson 5 min
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UK Average Net Worth by Age: How Does Your Wealth Compare?

The typical British household has a net worth of £293,700. But that headline hides a story of extraordinary divergence: a 16-to-24-year-old’s househol...

Ernest Robinson 6 min
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The Rule of 240 Paychecks: How to Pay Yourself in Retirement

Retire at 65, live to 85, and you have exactly 240 monthly paychecks to fund your retirement. That’s the Rule of 240 Paychecks — a deceptively simple...

Ernest Robinson 5 min
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Want to Be Happy? Here's How Much Money You Actually Need

For decades, the answer seemed settled: $75,000. That was the number Nobel Prize-winning psychologist Daniel Kahneman and economist Angus Deaton put o...

Ernest Robinson 5 min
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Amazon vs Walmart: Who Has the Cheapest Price

Amazon has been named the lowest-price online retailer in the US for nine consecutive years. But Walmart’s price gap with Amazon on groceries has narr...

Ernest Robinson 5 min
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Buy and Hold vs Market Timing Strategy: The Cost of Missing Best Days

The S&P 500 returned +17.88% in 2025. Miss just the single best day of the year — April 9, 2025 — and your return collapsed to +7.64%. Miss the fo...

Ernest Robinson 6 min
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What's Your Investing Style? A Guide to Finding Yours

Passive funds now hold 55% of US long-term fund assets. Vanguard’s VOO became the first ETF ever to cross $1 trillion in June 2026. 79% of actively ma...

Ernest Robinson 6 min
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Best & Worst Airlines for Holiday Delays: US and UK

2025 was the worst year for US airline on-time performance since 2014. In the UK, every major airline is now less punctual than before the pandemic. 1...

Ernest Robinson 5 min
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5 Ways Older Homeowners Can Break Free of the Mortgage Trap

41% of US homeowners aged 65–69 still carry a mortgage. Among the over-80s, the share has risen from 3% in 1989 to 31% today — a tenfold increase in o...

Ernest Robinson 5 min
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France Riots: Impact on Your Personal Finance

France’s 2026 civil unrest is not a replay of 2023. It has a new trigger, a new political context, and new personal finance consequences. The governme...

Ernest Robinson 6 min
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Europe's Cost of Living Crisis and Inflation: How to Survive

Nearly half of every euro spent by EU households goes to food, energy, housing, and transport. Eurozone inflation hit a three-year high of 3.3% in 202...

Ernest Robinson 5 min
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Ronaldo Leaving Portugal's Training Camp: Good or Bad?

He is 41 years old. He has 234 caps and 146 international goals — 21 more than any player in history. He scored at a record six consecutive World Cups...

Ernest Robinson 4 min
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Anthropic IPO: Should You Buy ANT Shares? What the S-1 Shows

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