SPIVA: 79% of active large-cap US funds underperformed the S&P 500 in 2025 (67% over three years, 89% over five); 67% underperformed in the first...
The best-performing 4.3% of US stocks (1,092 of about 26,000) explain all net wealth creation since 1926 (about $35 trillion above Treasury bills); 58...
Vanguard How America Saves 2026: average total savings rate 12.1% (record); average employee deferral 7.6%, median 6.6%; participation 94% with auto-e...
Peak valuation: $9 billion. Raised: more than $700 million from late 2013 to 2015 (SEC complaint); more than $900 million including $100 million of de...
2027 COLA: 3.6% (announced October 14, 2026), about $75 a month on average, versus 2.8% for 2026. Taxable maximum rises from $184,500 to $192,300. 202...
Freddie Mac 30-year fixed average: 6.36% (May 14), 6.95% (Sept 17), 7.03% (Sept 24), 7.28% (Oct 1), 7.40% (Oct 8 and Oct 15, 2026). A year earlier: ab...
72% of US workers rely on at least one secondary income source; only 9% earn passive income such as rentals or royalties (MyPerfectResume, 2026, 1,000...
Table of Contents Why This Question Suddenly Got Harder Savings Accounts: Flexible, but the Rate Is Not a Promise CDs: A Fixed Rate in Exchange f...
The wasp problem behind a strange little mailbox mystery, and how much the trick can really do Table of Contents The Mystery in Your Mailbox The S...
The Forbes 400 richest Americans underperformed the S&P 500 in 8 of the past 10 years. The average investor earns 6.8% annually vs the index’s 10....
January 2026: inflation at 2.4%, on track for Fed rate cuts, gasoline forecast to fall 6%. By April: CPI hit 3.8% — biggest jump in 3 years. Gasoline:...
Ramsey Solutions: top 5 millionaire professions are engineer, accountant, teacher, manager, and attorney — not doctor or celebrity. MoneyLion 2026: in...
Homeowners have nearly 40x the median net worth of renters. But the Fed found renter net worth aged 25-34 rose 40% since 2019. The gap is real. It is...
Two-thirds of investors say financial stress shapes how they invest (Motley Fool 2026). 48% second-guess their financial standing based on media cover...
DIVB tracks the Morningstar US Dividend and Buyback Index. 385-407 holdings. 0.05% expense ratio. ~2.87% yield as of September 2026. 26.88% total retu...
£2.5 billion poured into Junior ISAs in 2025-26. Some accounts now over £200,000. £1,000 invested at birth in a global tracker grew to £5,690 by age 1...
49% dipped into savings just to get by. 24% took on new debt. 54% saved nothing in June 2026. 61% say money is their primary life stressor. The small...
Zero-fee’ IRAs can cost $1,400/year. A 1% fee difference costs 28% of your final balance. A median couple pays $155,000 in lifetime 401(k) fees. 66% o...
1 in 3 travelers are still paying off credit card debt from their last trip (WalletHub 2025). 65% think about that debt while they’re on the vacation....
66% cut everyday spending. 71% kept pet care. 59% held onto dining out. 45% of Americans already reduced expenses. The cutback economy is not about gi...
Spot volume down 40% Q4 2025 to Q1 2026. But Bitcoin ETF AUM hit $179.5B by mid-2025. The US ranked #2 in global adoption. 76.9% of North America’s cr...
FDIC average savings rate: 0.38%. Top available HYSA: 4.10%. Vanguard survey: 60% of Americans don’t understand how rates impact their savings. The ga...
FINRA research: the Contemplating Stage is pivotal. The Finance Corner: Level 2 investors say ‘I’ve got this figured out’ at exactly the wrong moment....
$37.86 trillion in debt. $970 billion in annual interest. The dollar down 10% in 2025. The founder of the world’s largest hedge fund is on record. Ray...