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  1. Home
  2. All Blogs

All Blogs

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How to Sell Your Property: Complete Guide

Table of Contents What Selling a Property Actually Involves Step 1: Decide If Now Is the Right Time to Sell Step 2: Get an Accurate Valuation St...

Ernest Robinson 5 min
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Europe’s Richest Retirees: Where Does the UK Rank?

Key Statistics: UK median household wealth (aged 65–74): £502,500 (ONS) — which would place the UK second only to Luxembourg in European rankings (Fid...

Ernest Robinson 5 min
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How to Start Investing for Your Children in 2026

Table of Contents The Most Powerful Gift You Can Give Why Time Is the Ultimate Advantage When Investing for Children The Compounding Calculator:...

Ernest Robinson 5 min
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3 Reasons Retirement Is Cheaper Than You Think

Key Statistics: J.P. Morgan Asset Management: average retiree spending declines more than 30% between ages 60 and 85. 60% of new retirees see annual e...

Ernest Robinson 5 min
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Why Japanese Firms Are So Slow to Use AI in 2026

Key Statistics: 88% of US companies use AI in at least one business function (McKinsey, 2026); only 26% of Japanese companies say the same (Yano Resea...

Ernest Robinson 5 min
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Champions League 2026/27 Winner: Full Prediction

Key Facts & Season Data (August 2026): 2025/26 Champions League winners: PSG — beat Arsenal 1-1 (4-3 on penalties) in the final at Puskás Aréna, B...

Ernest Robinson 6 min
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How to Retire at 50: The Complete Guide

Key Statistics & Figures: The FIRE rule: accumulate 25x your annual expenses; withdraw 4% per year. If spending $40,000/year: FIRE number = $1,000...

Ernest Robinson 5 min
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What Investing $5 a Day Gives You in 30 Years

Key Projections: $5/day = $150/month = $1,825/year. At 7% annual return over 30 years: ~$181,500 total. At 10% annual return over 30 years: ~$339,073...

Ernest Robinson 5 min
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7 Tiny Habits to Become Financially Literate

Key Statistics: Only 57% of US adults are financially literate (TIAA Institute/GFLEC, 2024). Only 33% of US high school students receive personal fina...

Ernest Robinson 6 min
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Should You Buy, Lease or Finance a Car: What’s Best?

Key Statistics: Average monthly lease payment Q1 2026: $614 (subprime, 501–600 score) to $626 (super-prime, 781–850) (Experian). Average new car loan...

Ernest Robinson 5 min
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Best Children's Savings Accounts: Accountants' Guide

CHILDREN'S SAVINGS | JISA limit: £9,000/year tax-free (unchanged to April 2031).   Best Cash JISA: 4.5-5.25% AER. Halifax Kids' Monthly Saver: 5.5%. N...

Ernest Robinson 5 min
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Best Regular Bank Savings Accounts UK: Complete Guide

RATES CURRENT | Santander and Lloyds both pay 8% AER on regular savers.   First Direct and HSBC pay 7%. Skipton BS pays 5.5% -- no current account nee...

Ernest Robinson 5 min
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3 Big Things Stopping You Getting a Mortgage

Key Statistics: A meaningful share of UK adults who experienced financial difficulty in 2022–2024 are now current on all commitments but still fall be...

Ernest Robinson 5 min
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Why Getting Rich Isn’t Complicated (And What Is)

Key Statistics: 40–45% of American millionaires built wealth through career + consistent investing — no inheritance, no business exit (Wealthvieu, Apr...

Ernest Robinson 5 min
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The $3 Trillion Cash Problem: Why Investors Sit Out

Key Statistics: Retail money-market funds: more than $3 trillion (Investment Company Institute, cited by WSJ, August 12, 2026). Total money-market fun...

Ernest Robinson 4 min
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What to Know Before a Cash-Out Refinance in 2026

Key Statistics: Average 30-year fixed cash-out refinance rate: 7.95% (March 2026; top-tier borrowers). Rate range: 7.49% to 8.75% depending on lender...

Ernest Robinson 4 min
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This Video Gives You basic Financial Concept To Know

Budgeting isn’t restriction — it’s awareness. Know what comes in, know what goes out. Life happens. A 3–6 month emergency fund is your financial shock...

Ernest Robinson 1 min
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Hidden Reasons Why People Get Rejected for Credit

THE CREDIT REJECTION REALITY | 1 in 5 UK adults are declined for credit each year.   48% of US applicants denied at least one product.   Most never fi...

Ernest Robinson 6 min
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How Smart Americans Build Wealth in 2026

Key Statistics: Only 11% of Americans currently consider themselves wealthy (Fidelity 2024 State of Wealth Mobility Study). 80% of millionaires aggres...

Ernest Robinson 4 min
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Finance & Investing: Through a Lemonade Stand

Key Financial Concepts Covered: Capital; Equity; Debt; Revenue; Profit; Gross vs. Net Margin; Valuation; Return on Investment (ROI); Compounding; Risk...

Ernest Robinson 5 min
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Basic Financial Concepts Everyone Should Know

Key Statistics: Only 57% of US adults are financially literate (TIAA Institute / GFLEC 2024). 34% of Americans have no emergency savings (Bankrate 202...

Ernest Robinson 5 min
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The Cost of the American Dream in 2026 -- Is It Real?

REALITY CHECK | The American Dream now costs over $5 million in lifetime expenses.   Median home: $390,300. 75%+ of US homes unaffordable to typical e...

Ernest Robinson 6 min
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This Video Explores Subscription The Silent Thieves

This video explains why. Ever feel like your money is vanishing every month… but you don’t know where it’s going? Let me show you your biggest financi...

Ernest Robinson 1 min
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How Rich Are UK Retirees? Wealth & Income

Key Statistics: Average total wealth for over-65s: £730,900 (mean); median pension wealth: £110,200; median savings: £25,700 (ClearScore/ONS 2026). DW...

Ernest Robinson 4 min
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Am I Saving Enough? The One Graph That Will Tell You

by Ernest Robinson

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VelaFlow — Social. Marketplace. Jobs. All in one place.

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Am I Saving Enough? The One Graph That Will Tell You

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Mortgage Rates Are Rising in the UK: What That Means for You

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Study Finds 1,260 Genetic Variants Linked to Big Five Traits

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Anthropic IPO: Should You Buy ANT Shares? What the S-1 Shows

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