Money habits form by age seven. By then, children have already absorbed their parents’ relationship with debt, spending, saving, and financial stress...
One third of retirees reach their mid-eighties with 100% or more of their original savings intact. 75% of retirees say they can afford to spend freely...
Dividends have accounted for 31% of S&P 500 total returns since 1926. Waiting just five years to start a dividend snowball cuts the 30-year outcom...
The average US credit card APR is 20.94%. Americans carry $1.263 trillion in credit card debt. The average UK credit card APR just hit 35.9% — a 14-pe...
Founded in 2008, Bondora is one of Europe’s oldest peer-to-peer lending platforms. In April 2026 its flagship product rebranded as a standalone compan...
California voters will decide on November 3, 2026 whether to impose a one-time 5% tax on the net worth of approximately 200 to 250 billionaires. Suppo...
On November 12, 2025, the US Mint struck its final penny. The coin that cost 3.69 cents to produce and was worth 1 cent is gone. As pennies fade from...
Global employee engagement fell to 20% in 2025 — its lowest since the pandemic. Disengagement now costs the global economy an estimated $10 trillion a...
In 1985, 80% of full-time workers at medium and large US companies had a pension. By 2025, that figure had collapsed to 14%. For forty years, the defi...
A QUICK ANSWER: The energy price cap is £1,862/yr from 1 July 2026 (direct debit). It caps the unit RATE — not your total bill. If you use more en...
Gen Z started saving for retirement at 22 — six years earlier than millennials and ten years earlier than Gen X. Their IRA contributions grew 65% year...
27% of Americans have zero emergency savings — the highest ever recorded. 59% cannot cover a $1,000 emergency. 53% are living paycheck to paycheck. Po...
The S&P 500 has returned approximately 10.5% per year historically. Inside a Roth IRA, every dollar of that return is yours permanently — no capit...
UK government borrowing costs are at their highest since 1998. The 10-year gilt yield hit its highest since 2008. Three Bank of England rate-setters v...
Shopping addiction affects an estimated 5.8% of Americans and up to 16% of the UK population. 65% of those affected have co-occurring depression or an...
The One Big Beautiful Bill Act, signed July 4, 2025, transforms the 529 plan from a college savings tool into what experts are now calling a ‘lifelong...
The Bank of England held its base rate at 3.75% on 30 July — but three of its nine rate-setters voted to raise it to 4%. Average two-year fixed mortga...
Eating out costs 285% more than the equivalent home-cooked meal. Restaurants charge an average 300% markup on the food they serve. A delivery app orde...
32.8% of retirees have zero tax plan. 58.9% of lower-income retirees have never heard of RMDs. 26.6% wish they had chosen Roth. The jump from the 12%...
Custom helmets. Prop money. A fake contract signing. A teenage ‘financial adviser’. An app that fabricated a $30 million bank balance. Daejon Labrayae...
Auto insurance is up 64% since 2020. Homeowners insurance has risen 25% or more in southern coastal areas. Louisiana rates jumped 58% in 2026 alone. T...
63% of Gen Z frequently or occasionally impulse buy. 60% regret it afterwards. $71 billion is spent annually on social-media-driven impulse purchases....
47% of trade workers now out-earn the median bachelor’s degree holder. Youth unemployment hit 9.5% in 2026. An electrician who starts a union apprenti...
A basic-rate taxpayer contributes £80 and the government adds £20. A higher-rate taxpayer contributes £60 and ends up with £100 working for them. An a...